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SBICARD.NS SBI Cards and Payment Services Ltd.

Financial Services

Price history

2026-02-20 ₹785.60
2026-08-21 ₹644.35
Change over window -17.98%

Price is the daily close from stored Kite history. The other metrics pair that daily price with the company's periodic filings — each fundamental (revenue, EPS, equity…) is held flat at its latest filed value between annual filings, so a ratio steps at each filing and moves daily only through its price term. A metric with no input on file for this company (e.g. EV/EBITDA for a bank, which has no EBIT) is shown as unavailable, never guessed. Share-count-based metrics use the latest diluted share count against split/bonus-adjusted prices.

Technical indicators

ℹ These reflect only the stock's recent price and volume behavior — not the company's fundamentals — and are not a recommendation to buy or sell. Standard published parameters are used throughout (see each chart's own label); a company with too little stored price history for a given indicator's lookback window shows that plainly below rather than a garbage or misleading value.

MACD (12,26,9), Stochastic Oscillator (14,3) and Money Flow Index (14-day) each carry their own published reference lines/bands (20/80 for the oscillator readings) where one is standard. ADX includes +DI/-DI for direction alongside trend strength; a dashed line marks the commonly published 25 "trending market" reading. ATR is shown in raw rupees here; the price/volume preset screen (below, and on the Screener page) reports it as a % of price so it's comparable across stocks at different price levels. Computed from the same stored daily OHLCV history as the price chart above — no new data source.

Delivery volume

Latest (2026-08-28) 58.6%
Trailing 20-day average 54.9%
Date Traded Qty Delivery Qty Delivery %
2026-08-28 1398856 819367 58.57%
2026-08-27 1739414 1047149 60.20%
2026-08-26 2062040 1027137 49.81%
2026-08-25 1214650 660800 54.40%
2026-08-24 2560374 1460031 57.02%
2026-08-21 2055590 1172892 57.06%
2026-08-20 5399356 2465369 45.66%
2026-08-19 2246351 1334431 59.40%
2026-08-18 2769735 1632326 58.93%
2026-08-17 606536 229158 37.78%
2026-08-14 1566601 892853 56.99%
2026-08-13 3890055 2955210 75.97%
2026-08-12 535832 273013 50.95%
2026-08-11 659365 384597 58.33%
2026-08-10 2257835 1530144 67.77%
2026-08-07 1453309 849828 58.48%
2026-08-06 530440 266933 50.32%
2026-08-05 840398 440715 52.44%
2026-08-04 686610 320018 46.61%
2026-08-03 816319 334426 40.97%

Delivery quantity/percentage from the NSE bhavcopy (DELIV_QTY/DELIV_PER) — the share of that day's traded volume that actually settled into a demat account, rather than being squared off intraday. A higher delivery percentage is commonly read as genuine accumulation/distribution rather than speculative same-day trading; this describes recent trading PATTERN, not the company itself, and is not a recommendation to buy or sell. A blank cell is a day NSE itself published no figure for, never a zero. Run python manage.py refresh_delivery_volumes --tickers SBICARD.NS to fetch more history.

Insider trading activity

Disclosed Person Category Type Mode Quantity Value (₹) Resulting stake
10 Dec 2021 Pushpendra Singh Employees/Designated Employees Pledge Revoke Revokation of Pledge 5000 4964500 0.00% XBRL
10 Dec 2021 Pushpendra Singh Employees/Designated Employees Sell Market Sale 5000 4964500 0.00% XBRL
08 Dec 2021 Rajesh C Employees/Designated Employees Pledge Revoke Revokation of Pledge 1400 1400000 0.00% XBRL
08 Dec 2021 Rajesh C Employees/Designated Employees Sell Market Sale 1400 1400000 0.00% XBRL
07 Dec 2021 Manish Dewan Employees/Designated Employees Pledge Revoke Revokation of Pledge 3310 3260350 0.00% XBRL
07 Dec 2021 Manish Dewan Employees/Designated Employees Sell Market Sale 3310 3260350 0.00% XBRL
03 Dec 2021 Payal Mittal Chhabra Key Managerial Personnel Sell Market Sale 500 487500 0.00% XBRL
03 Dec 2021 Amandeep Singh Employees/Designated Employees Pledge Pledge Creation 4000 3900000 0.00% XBRL
03 Dec 2021 Payal Mittal Chhabra Key Managerial Personnel Pledge Pledge Creation 2000 1981400 0.00% XBRL
03 Dec 2021 Amandeep Singh Employees/Designated Employees Pledge Pledge Creation 4500 4458150 0.00% XBRL
03 Dec 2021 Payal Mittal Chhabra Key Managerial Personnel Pledge Revoke Revokation of Pledge 500 495000 0.00% XBRL
03 Dec 2021 Payal Mittal Chhabra Key Managerial Personnel Sell Market Sale 500 495000 0.00% XBRL
02 Dec 2021 Payal Mittal Chhabra Key Managerial Personnel Sell Market Sale 500 475000 0.00% XBRL
02 Dec 2021 Payal Mittal Chhabra Key Managerial Personnel Pledge Revoke Revokation of Pledge 500 475000 0.00% XBRL
02 Dec 2021 Payal Mittal Chhabra Key Managerial Personnel Pledge Revoke Revokation of Pledge 500 487500 0.00% XBRL
29 Nov 2021 Payal Mittal Chhabra Key Managerial Personnel Pledge Revoke Revokation of Pledge 5250 5108250 0.00% XBRL
26 Nov 2021 Sumit Talreja Employees/Designated Employees Pledge Pledge Creation 13000 13041600 0.00% XBRL
26 Nov 2021 Shavinder Kumar Employees/Designated Employees Pledge Pledge Creation 28500 28591200 0.00% XBRL
26 Nov 2021 Payal Mittal Chhabra Key Managerial Personnel Pledge Pledge Creation 5000 5016000 0.00% XBRL
26 Nov 2021 Pawan Kumar Employees/Designated Employees Pledge Pledge Creation 12600 12640320 0.00% XBRL

SEBI PIT (Prohibition of Insider Trading) Regulation 7 disclosures — designated persons (promoters, directors, KMPs, and their immediate relatives) reporting their own dealing in the company's securities, as NSE publishes them. Distinct from the SAST (Regulation 29 substantial-acquisition) filings on the market-wide SAST activity page. Public record only — this is descriptive disclosure data, not a signal, and is not a recommendation to buy or sell. Run python manage.py refresh_insider_trades --tickers SBICARD.NS to fetch more.

Ratios as of FY2025-26 (Annual) · Price ₹649.00 INR (live) · fetched 2026-08-23 23:45 price stale

Extract this company (financials + ratios + citations): CSV · XLSX

Ratios

P/E
28.50
P/E = Price / EPS
Source trace
P/E = Price / (ProfitLossForPeriod / PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital) → ₹649.00 / (₹21,667,100,000 / 951,600,000 shares) = ₹649.00 / ₹22.77 EPS
FY2025-26 · Annual filing
ROE
13.78%
ROE = Net Income / Shareholder Equity
Source trace
ROE = ProfitLossForPeriod / EquityAttributableToOwnersOfParent → ₹21,667,100,000 / ₹157,255,000,000 = 13.78%
FY2025-26 · Annual filing
Debt/Equity
2.58
Debt/Equity = Total Debt / Shareholder Equity
Source trace
Debt/Equity = Borrowings + DebtSecurities / EquityAttributableToOwnersOfParent → ₹405,781,300,000 / ₹157,255,000,000 = 2.58
FY2025-26 · Annual filing
Current Ratio
N/A
Current Ratio = Current Assets / Current Liabilities
Not available
Missing current assets or current liabilities (common for banks, which report an unclassified balance sheet).
ROCE
10.63%
ROCE = EBIT / (Shareholder Equity + Total Debt)

This company's balance sheet has no current/non-current split (an NBFC-style filing) — for a lending business, Finance Costs is close to a core operating cost, so read ROCE here with that in mind.

Source trace
ROCE = ProfitBeforeExceptionalItemsAndTax + FinanceCosts / (EquityAttributableToOwnersOfParent + Borrowings + DebtSecurities) → ₹59,847,700,000 / (₹157,255,000,000 + ₹405,781,300,000) = 10.63%
FY2025-26 · Annual filing
Dividend Yield
0.35%
Dividend Yield = (Dividends Paid / Diluted Shares Outstanding) / Price

This is cash paid during the fiscal year, not a per-share rate declared for it (no such element exists in the filing data) — timing can straddle interim/final dividends across years, and pre-FY2020-21 figures may include the since-abolished Dividend Distribution Tax, reading higher than later years for that reason alone.

Source trace
Dividend Yield = (|DividendsPaidClassifiedAsFinancingActivities| / PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital) / Price → (₹2,170,100,000 / 951,600,000 shares) / ₹649.00 = ₹2.28 / ₹649.00
FY2025-26 · Annual filing

Growth & earnings trend

Revenue & Profit CAGR

Revenue (3y, 3.0y actual) 13.3%
Net Profit (3y) N/A
Revenue (5y, 3.0y actual) 13.3%
Net Profit (5y) N/A
Revenue (10y, 3.0y actual) 13.3%
Net Profit (10y) N/A

Operating Margin Trend

Eroding

FY2022-23 34.2%
FY2023-24 34.3%
FY2024-25 31.9%
FY2025-26 30.1%

ROCE Trajectory

FY2022-23 47.6%
FY2023-24 48.2%
FY2024-25 41.8%
FY2025-26 38.1%

Earnings Quality

Needs net profit and CFO for 3+ stored years; only 0 on file.

Sector-Relative Percentile (Financial Services)

ROE 58th
ROCE 58th
Debt/Equity 33th
P/E 40th

Quarterly trend

Revenue Net Profit Net Profit (loss quarter)
Metric (to shareholders basis) Q4 FY2023-24 Q1 FY2024-25 Q2 FY2024-25 Q3 FY2024-25 Q4 FY2024-25 Q1 FY2025-26 Q2 FY2025-26 Q3 FY2025-26 Q4 FY2025-26 Q1 FY2026-27 Source
Revenue ₹4,347.72 Cr. ₹4,358.64 Cr. ₹4,421.04 Cr. ₹4,618.68 Cr. ₹4,673.95 Cr. ₹4,876.92 Cr. ₹4,960.98 Cr. ₹5,127.26 Cr. ₹4,934.50 Cr. ₹5,040.55 Cr. RevenueFromOperations
Net Profit ₹662.37 Cr. ₹594.45 Cr. ₹404.42 Cr. ₹383.23 Cr. ₹534.18 Cr. ₹555.96 Cr. ₹444.77 Cr. ₹556.64 Cr. ₹609.30 Cr. ₹664.44 Cr. ProfitLossForPeriod

Primary figures are Revenue from Operations and Net Profit attributable to shareholders — the basis the ratios use. Where they differ, the companion Gross revenue (incl. inter-segment) and incl. minority net profit (the totals a news headline usually quotes) are shown beneath, each traceable to its own XBRL element. Quarters shown are however many are actually stored (up to 10) — run python manage.py refresh_quarterly_trend --tickers SBICARD.NS to fetch more.

Source document — income statement (FY2025-26, raw filing line items)

View original filing on NSE ↗ NSE's own filing document, opened in a new tab — StockProof links to it, never stores a copy.

ProfitLossForPeriod21667100000.0
PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital951600000.0
Source document — balance sheet (FY2025-26, raw filing line items)

View original filing on NSE ↗ NSE's own filing document, opened in a new tab — StockProof links to it, never stores a copy.

Borrowings + DebtSecurities405781300000.0
EquityAttributableToOwnersOfParent157255000000.0

My notes