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IOB.NS Indian Overseas Bank

Financial Services

Price history

2026-07-22 ₹34.59
2026-08-21 ₹33.03
Change over window -4.51%

Price is the daily close from stored Kite history. The other metrics pair that daily price with the company's periodic filings — each fundamental (revenue, EPS, equity…) is held flat at its latest filed value between annual filings, so a ratio steps at each filing and moves daily only through its price term. A metric with no input on file for this company (e.g. EV/EBITDA for a bank, which has no EBIT) is shown as unavailable, never guessed. Share-count-based metrics use the latest diluted share count against split/bonus-adjusted prices.

Technical indicators

ℹ These reflect only the stock's recent price and volume behavior — not the company's fundamentals — and are not a recommendation to buy or sell. Standard published parameters are used throughout (see each chart's own label); a company with too little stored price history for a given indicator's lookback window shows that plainly below rather than a garbage or misleading value.

MACD (12,26,9), Stochastic Oscillator (14,3) and Money Flow Index (14-day) each carry their own published reference lines/bands (20/80 for the oscillator readings) where one is standard. ADX includes +DI/-DI for direction alongside trend strength; a dashed line marks the commonly published 25 "trending market" reading. ATR is shown in raw rupees here; the price/volume preset screen (below, and on the Screener page) reports it as a % of price so it's comparable across stocks at different price levels. Computed from the same stored daily OHLCV history as the price chart above — no new data source.

Delivery volume

Latest (2026-08-28) 51.3%
Trailing 20-day average 49.9%
Date Traded Qty Delivery Qty Delivery %
2026-08-28 1294744 664182 51.30%
2026-08-27 1798508 973437 54.12%
2026-08-26 1576094 668654 42.42%
2026-08-25 2479749 1171934 47.26%
2026-08-24 2488096 1257516 50.54%
2026-08-21 2378867 1464021 61.54%
2026-08-20 1140193 611234 53.61%
2026-08-19 1425176 711497 49.92%
2026-08-18 2089649 1184280 56.67%
2026-08-17 2260169 981356 43.42%
2026-08-14 1958494 1073157 54.80%
2026-08-13 1557352 899396 57.75%
2026-08-12 3192118 1162044 36.40%
2026-08-11 3194255 1521673 47.64%
2026-08-10 2258377 1016022 44.99%
2026-08-07 2285872 1057715 46.27%
2026-08-06 3157439 1652115 52.32%
2026-08-05 2322568 1093379 47.08%
2026-08-04 1709183 952882 55.75%
2026-08-03 2431701 1095028 45.03%

Delivery quantity/percentage from the NSE bhavcopy (DELIV_QTY/DELIV_PER) — the share of that day's traded volume that actually settled into a demat account, rather than being squared off intraday. A higher delivery percentage is commonly read as genuine accumulation/distribution rather than speculative same-day trading; this describes recent trading PATTERN, not the company itself, and is not a recommendation to buy or sell. A blank cell is a day NSE itself published no figure for, never a zero. Run python manage.py refresh_delivery_volumes --tickers IOB.NS to fetch more history.

Insider trading activity

Disclosed Person Category Type Mode Quantity Value (₹) Resulting stake
20 Dec 2025 President of India acting through Department of Financial Services Promoters Sell Market Sale 417838271 4178382710 92.44% XBRL
28 Feb 2020 President of India (Government of India) Promoters Buy Preferential Offer 3851590106 43600000000 95.84% XBRL
02 Dec 2019 President of India (Government of India) Promoters Buy Preferential Offer 3443750000 385700000 94.56% XBRL
03 Apr 2019 President of India Government of India Promoters Buy Others 2695467422 14 92.52% XBRL
30 Mar 2019 President of India (Government of India) Promoters Buy Preferential Offer 2695467422 38059999999 92.52% XBRL
13 Nov 2018 President of India (Government of India) Promoters Buy Preferential Offer 1373010821 21569999998 91.99% XBRL
03 Apr 2018 The President of India (Government of India) Promoters Buy Preferential Offer 2038211029 46940000000 89.74%

SEBI PIT (Prohibition of Insider Trading) Regulation 7 disclosures — designated persons (promoters, directors, KMPs, and their immediate relatives) reporting their own dealing in the company's securities, as NSE publishes them. Distinct from the SAST (Regulation 29 substantial-acquisition) filings on the market-wide SAST activity page. Public record only — this is descriptive disclosure data, not a signal, and is not a recommendation to buy or sell. Run python manage.py refresh_insider_trades --tickers IOB.NS to fetch more.

Ratios as of FY2025-26 (Annual) · Price ₹33.01 INR (live) · fetched 2026-08-24 01:39 price stale

Extract this company (financials + ratios + citations): CSV · XLSX

Ratios

P/E
11.75
P/E = Price / EPS
Source trace
P/E = Price / (ProfitLossForThePeriod / shares implied by reported Diluted EPS) → ₹33.01 / (₹52,080,300,000 / 18,533,914,591 shares) = ₹33.01 / ₹2.81 EPS
FY2025-26 · Annual filing
ROE
14.08%
ROE = Net Income / Shareholder Equity
Source trace
ROE = ProfitLossForThePeriod / Capital + ReservesAndSurplus → ₹52,080,300,000 / ₹369,906,700,000 = 14.08%
FY2025-26 · Annual filing
Debt/Equity
1.40
Debt/Equity = Total Debt / Shareholder Equity
Source trace
Debt/Equity = Borrowings / Capital + ReservesAndSurplus → ₹516,025,700,000 / ₹369,906,700,000 = 1.40
FY2025-26 · Annual filing
Current Ratio
N/A
Current Ratio = Current Assets / Current Liabilities
Not available
Missing current assets or current liabilities (common for banks, which report an unclassified balance sheet).
ROCE
N/A
ROCE = EBIT / (Shareholder Equity + Total Debt)
Not available
No EBIT concept for a bank (see Current Ratio's N/A reason).
Dividend Yield
0.00%
Dividend Yield = (Dividends Paid / Diluted Shares Outstanding) / Price

This is cash paid during the fiscal year, not a per-share rate declared for it (no such element exists in the filing data) — timing can straddle interim/final dividends across years, and pre-FY2020-21 figures may include the since-abolished Dividend Distribution Tax, reading higher than later years for that reason alone.

Source trace
Dividend Yield = (|DividendsPaidClassifiedAsFinancingActivities| / shares implied by reported Diluted EPS) / Price → (₹0 / 18,533,914,591 shares) / ₹33.01 = ₹0.00 / ₹33.01
FY2025-26 · Annual filing

Growth & earnings trend

Revenue & Profit CAGR

Revenue (3y, —y actual) N/A
Net Profit (3y) 39.8%
Revenue (5y, —y actual) N/A
Net Profit (5y) 39.8%
Revenue (10y, —y actual) N/A
Net Profit (10y) 39.8%

Operating Margin Trend

FY2023-24 N/A
FY2024-25 N/A
FY2025-26 N/A

Needs operating margin for 2+ stored years.

ROCE Trajectory

FY2023-24 N/A
FY2024-25 N/A
FY2025-26 N/A

Earnings Quality

Net profit or operating cash flow was zero or negative in the base or latest year — a growth-rate comparison isn't defined across a sign change.

Sector-Relative Percentile (Financial Services)

ROE 63th
ROCE N/A
Debt/Equity 42th
P/E 77th

Quarterly trend

Revenue Net Profit Net Profit (loss quarter)
Metric (to shareholders basis) Q4 FY2023-24 Q1 FY2024-25 Q2 FY2024-25 Q3 FY2024-25 Q4 FY2024-25 Q1 FY2025-26 Q2 FY2025-26 Q3 FY2025-26 Q4 FY2025-26 Q1 FY2026-27 Source
Revenue ₹9,112.67 Cr. ₹7,587.47 Cr. ₹8,489.90 Cr. ₹8,415.34 Cr. ₹9,257.60 Cr. ₹8,867.88 Cr. ₹9,216.33 Cr. ₹9,671.58 Cr. ₹9,779.87 Cr. ₹10,937.80 Cr. Income
Net Profit ₹810.42 Cr. ₹648.66 Cr. ₹779.62 Cr. ₹875.27 Cr. ₹1,091.94 Cr. ₹1,111.69 Cr. ₹1,227.90 Cr. ₹1,365.12 Cr. ₹1,505.45 Cr. ₹1,659.24 Cr. ProfitLossForThePeriod

Primary figures are Revenue from Operations and Net Profit attributable to shareholders — the basis the ratios use. Where they differ, the companion Gross revenue (incl. inter-segment) and incl. minority net profit (the totals a news headline usually quotes) are shown beneath, each traceable to its own XBRL element. Quarters shown are however many are actually stored (up to 10) — run python manage.py refresh_quarterly_trend --tickers IOB.NS to fetch more.

Source document — income statement (FY2025-26, raw filing line items)

View original filing on NSE ↗ NSE's own filing document, opened in a new tab — StockProof links to it, never stores a copy.

ProfitLossForThePeriod52080300000.0
PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital134659.67934691778
Source document — balance sheet (FY2025-26, raw filing line items)

View original filing on NSE ↗ NSE's own filing document, opened in a new tab — StockProof links to it, never stores a copy.

Borrowings516025700000.0
Capital + ReservesAndSurplus369906700000.0

My notes