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CHOLAFIN.NS Cholamandalam Investment and Finance Company Ltd.

Financial Services

Price history

2023-08-22 ₹1062.35
2026-08-21 ₹1856.50
Change over window +74.75%

Price is the daily close from stored Kite history. The other metrics pair that daily price with the company's periodic filings — each fundamental (revenue, EPS, equity…) is held flat at its latest filed value between annual filings, so a ratio steps at each filing and moves daily only through its price term. A metric with no input on file for this company (e.g. EV/EBITDA for a bank, which has no EBIT) is shown as unavailable, never guessed. Share-count-based metrics use the latest diluted share count against split/bonus-adjusted prices.

Technical indicators

ℹ These reflect only the stock's recent price and volume behavior — not the company's fundamentals — and are not a recommendation to buy or sell. Standard published parameters are used throughout (see each chart's own label); a company with too little stored price history for a given indicator's lookback window shows that plainly below rather than a garbage or misleading value.

MACD (12,26,9), Stochastic Oscillator (14,3) and Money Flow Index (14-day) each carry their own published reference lines/bands (20/80 for the oscillator readings) where one is standard. ADX includes +DI/-DI for direction alongside trend strength; a dashed line marks the commonly published 25 "trending market" reading. ATR is shown in raw rupees here; the price/volume preset screen (below, and on the Screener page) reports it as a % of price so it's comparable across stocks at different price levels. Computed from the same stored daily OHLCV history as the price chart above — no new data source.

Delivery volume

Latest (2026-08-28) 61.7%
Trailing 20-day average 59.9%
Date Traded Qty Delivery Qty Delivery %
2026-08-28 803008 495428 61.70%
2026-08-27 942441 562520 59.69%
2026-08-26 1362590 647334 47.51%
2026-08-25 428763 206259 48.11%
2026-08-24 845144 472613 55.92%
2026-08-21 902331 517374 57.34%
2026-08-20 624966 343213 54.92%
2026-08-19 555561 358841 64.59%
2026-08-18 523303 323951 61.91%
2026-08-17 790573 570083 72.11%
2026-08-14 626875 402305 64.18%
2026-08-13 868566 563884 64.92%
2026-08-12 540582 325265 60.17%
2026-08-11 1453808 932918 64.17%
2026-08-10 1593186 1081761 67.90%
2026-08-07 1617860 999969 61.81%
2026-08-06 2644332 1528641 57.81%
2026-08-05 880996 497842 56.51%
2026-08-04 1345656 900262 66.90%
2026-08-03 2277492 1142753 50.18%

Delivery quantity/percentage from the NSE bhavcopy (DELIV_QTY/DELIV_PER) — the share of that day's traded volume that actually settled into a demat account, rather than being squared off intraday. A higher delivery percentage is commonly read as genuine accumulation/distribution rather than speculative same-day trading; this describes recent trading PATTERN, not the company itself, and is not a recommendation to buy or sell. A blank cell is a day NSE itself published no figure for, never a zero. Run python manage.py refresh_delivery_volumes --tickers CHOLAFIN.NS to fetch more history.

Insider trading activity

Disclosed Person Category Type Mode Quantity Value (₹) Resulting stake
03 Dec 2021 Lakshmi Ramaswamy Family Trust Promoter Group Pledge Off Market 125000 67775000 0.07% XBRL
07 Sep 2021 R Chandrasekar Employees/Designated Employees Pledge Revoke Revokation of Pledge 56000 32700035 0.01% XBRL
07 Sep 2021 R Chandrasekar Employees/Designated Employees Sell Market Sale 56000 32700035 0.00% XBRL
06 Sep 2021 Aman Saini Employees/Designated Employees Buy ESOP 8980 2496530 0.01% XBRL
06 Sep 2021 Ashish Prakash Potulwar Employees/Designated Employees Buy ESOP 17400 3514800 0.01% XBRL
06 Sep 2021 Bibhu Prasad Padhi Employees/Designated Employees Buy ESOP 18430 3722860 0.00% XBRL
06 Sep 2021 ARULSELVAN D Key Managerial Personnel Buy ESOP 35000 7070000 0.02% XBRL
06 Sep 2021 Manickam S - Buy ESOP 19200 3878400 0.00% XBRL
06 Sep 2021 Vijay Kini K M Employees/Designated Employees Buy ESOP 20000 4040000 0.01% XBRL
06 Sep 2021 Joy Sequeira Employees/Designated Employees Buy ESOP 13000 3614130 0.00% XBRL
06 Sep 2021 E E PAUL VASEEKARAN Employees/Designated Employees Buy ESOP 16460 3324920 0.00% XBRL
06 Sep 2021 Vijay Kini K M - Pledge Pledge Creation 10000 5535000 0.01% XBRL
06 Sep 2021 Prakash J - Buy ESOP 5500 1529055 0.00% XBRL
06 Sep 2021 Valli Subbiah Benefit Trust Employees/Designated Employees Sell Market Sale 40000 22845169 0.02% XBRL
06 Sep 2021 Madhusudanan C P - Pledge Revoke Revokation of Pledge 4750 2712298 0.00% XBRL
06 Sep 2021 Madhusudanan C P - Sell Market Sale 4750 2709197 0.00% XBRL
06 Sep 2021 Reji Abraham - Sell Market Sale 3200 1867200 0.00% XBRL
01 Sep 2021 Shankar Subramanian Employees/Designated Employees Buy ESOP 2000 598920 0.00% XBRL
01 Sep 2021 Shankar Subramanian Employees/Designated Employees Sell Market Sale 1500 785114 0.00% XBRL
01 Sep 2021 Jeyanth Benjamin P Employees/Designated Employees Pledge Pledge Creation 4860 2550528 0.00% XBRL

SEBI PIT (Prohibition of Insider Trading) Regulation 7 disclosures — designated persons (promoters, directors, KMPs, and their immediate relatives) reporting their own dealing in the company's securities, as NSE publishes them. Distinct from the SAST (Regulation 29 substantial-acquisition) filings on the market-wide SAST activity page. Public record only — this is descriptive disclosure data, not a signal, and is not a recommendation to buy or sell. Run python manage.py refresh_insider_trades --tickers CHOLAFIN.NS to fetch more.

Ratios as of FY2025-26 (Annual) · Price ₹1862.90 INR (live) · fetched 2026-08-23 21:42 price stale

Extract this company (financials + ratios + citations): CSV · XLSX

Ratios

P/E
30.35
P/E = Price / EPS
Source trace
P/E = Price / (ProfitOrLossAttributableToOwnersOfParent / PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital) → ₹1,862.90 / (₹52,326,100,000 / 852,400,000 shares) = ₹1,862.90 / ₹61.39 EPS
FY2025-26 · Annual filing
ROE
17.18%
ROE = Net Income / Shareholder Equity
Source trace
ROE = ProfitOrLossAttributableToOwnersOfParent / EquityAttributableToOwnersOfParent → ₹52,326,100,000 / ₹304,584,000,000 = 17.18%
FY2025-26 · Annual filing
Debt/Equity
6.48
Debt/Equity = Total Debt / Shareholder Equity
Source trace
Debt/Equity = Borrowings + DebtSecurities / EquityAttributableToOwnersOfParent → ₹1,973,669,000,000 / ₹304,584,000,000 = 6.48
FY2025-26 · Annual filing
Current Ratio
N/A
Current Ratio = Current Assets / Current Liabilities
Not available
Missing current assets or current liabilities (common for banks, which report an unclassified balance sheet).
ROCE
9.37%
ROCE = EBIT / (Shareholder Equity + Total Debt)

This company's balance sheet has no current/non-current split (an NBFC-style filing) — for a lending business, Finance Costs is close to a core operating cost, so read ROCE here with that in mind.

Source trace
ROCE = ProfitBeforeExceptionalItemsAndTax + FinanceCosts / (EquityAttributableToOwnersOfParent + Borrowings + DebtSecurities) → ₹213,571,700,000 / (₹304,584,000,000 + ₹1,973,669,000,000) = 9.37%
FY2025-26 · Annual filing
Dividend Yield
0.11%
Dividend Yield = (Dividends Paid / Diluted Shares Outstanding) / Price

This is cash paid during the fiscal year, not a per-share rate declared for it (no such element exists in the filing data) — timing can straddle interim/final dividends across years, and pre-FY2020-21 figures may include the since-abolished Dividend Distribution Tax, reading higher than later years for that reason alone.

Source trace
Dividend Yield = (|DividendsPaidClassifiedAsFinancingActivities| / PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital) / Price → (₹1,695,200,000 / 852,400,000 shares) / ₹1,862.90 = ₹1.99 / ₹1,862.90
FY2025-26 · Annual filing

Growth & earnings trend

Revenue & Profit CAGR

Revenue (3y, 7.0y actual) 23.5%
Net Profit (3y) 23.5%
Revenue (5y, 7.0y actual) 23.5%
Net Profit (5y) 23.5%
Revenue (10y, 7.0y actual) 23.5%
Net Profit (10y) 23.5%

Operating Margin Trend

Eroding

FY2018-19 76.5%
FY2019-20 70.9%
FY2020-21 69.1%
FY2021-22 71.1%
FY2022-23 72.7%
FY2023-24 72.3%
FY2024-25 70.6%
FY2025-26 68.7%

ROCE Trajectory

FY2018-19 N/A
FY2019-20 N/A
FY2020-21 N/A
FY2021-22 N/A
FY2022-23 65.3%
FY2023-24 70.6%
FY2024-25 77.0%
FY2025-26 70.1%

Earnings Quality

Net profit or operating cash flow was zero or negative in the base or latest year — a growth-rate comparison isn't defined across a sign change.

Sector-Relative Percentile (Financial Services)

ROE 76th
ROCE 35th
Debt/Equity 3th
P/E 35th

Quarterly trend

Revenue Net Profit Net Profit (loss quarter)
Metric (to shareholders basis) Q4 FY2023-24 Q1 FY2024-25 Q2 FY2024-25 Q3 FY2024-25 Q4 FY2024-25 Q1 FY2025-26 Q2 FY2025-26 Q3 FY2025-26 Q4 FY2025-26 Q1 FY2026-27 Source
Revenue ₹5,427.56 Cr. Gross ₹5,499.16 Cr. ₹5,812.31 Cr. Gross ₹5,856.75 Cr. ₹6,255.12 Cr. Gross ₹6,322.34 Cr. ₹6,732.98 Cr. Gross ₹6,836.76 Cr. ₹7,045.57 Cr. Gross ₹7,136.91 Cr. ₹7,266.80 Cr. Gross ₹7,353.09 Cr. ₹7,491.38 Cr. Gross ₹7,613.42 Cr. ₹7,898.21 Cr. Gross ₹8,008.68 Cr. ₹8,416.71 Cr. Gross ₹8,563.54 Cr. ₹8,856.29 Cr. Gross ₹8,956.68 Cr. RevenueFromOperations
Net Profit ₹1,065.23 Cr. ₹947.15 Cr. ₹967.80 Cr. ₹1,088.21 Cr. ₹1,259.54 Cr. ₹1,137.83 Cr. ₹1,159.61 Cr. ₹1,289.97 Cr. ₹1,645.20 Cr. ₹1,656.22 Cr. ProfitOrLossAttributableToOwnersOfParent

Primary figures are Revenue from Operations and Net Profit attributable to shareholders — the basis the ratios use. Where they differ, the companion Gross revenue (incl. inter-segment) and incl. minority net profit (the totals a news headline usually quotes) are shown beneath, each traceable to its own XBRL element. Quarters shown are however many are actually stored (up to 10) — run python manage.py refresh_quarterly_trend --tickers CHOLAFIN.NS to fetch more.

Source document — income statement (FY2025-26, raw filing line items)

View original filing on NSE ↗ NSE's own filing document, opened in a new tab — StockProof links to it, never stores a copy.

ProfitOrLossAttributableToOwnersOfParent52326100000.0
PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital852400000.0
Source document — balance sheet (FY2025-26, raw filing line items)

View original filing on NSE ↗ NSE's own filing document, opened in a new tab — StockProof links to it, never stores a copy.

Borrowings + DebtSecurities1973669000000.0
EquityAttributableToOwnersOfParent304584000000.0

My notes