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CREDITACC.NS CreditAccess Grameen Ltd.

Financial Services

Price history

1M 6M 1Y 3Y Max
2025-08-21 ₹1395.80
2026-08-21 ₹1483.30
Change over window +6.27%

Price is the daily close from stored Kite history. The other metrics pair that daily price with the company's periodic filings — each fundamental (revenue, EPS, equity…) is held flat at its latest filed value between annual filings, so a ratio steps at each filing and moves daily only through its price term. A metric with no input on file for this company (e.g. EV/EBITDA for a bank, which has no EBIT) is shown as unavailable, never guessed. Share-count-based metrics use the latest diluted share count against split/bonus-adjusted prices.

Technical indicators

ℹ These reflect only the stock's recent price and volume behavior — not the company's fundamentals — and are not a recommendation to buy or sell. Standard published parameters are used throughout (see each chart's own label); a company with too little stored price history for a given indicator's lookback window shows that plainly below rather than a garbage or misleading value.

MACD (12,26,9), Stochastic Oscillator (14,3) and Money Flow Index (14-day) each carry their own published reference lines/bands (20/80 for the oscillator readings) where one is standard. ADX includes +DI/-DI for direction alongside trend strength; a dashed line marks the commonly published 25 "trending market" reading. ATR is shown in raw rupees here; the price/volume preset screen (below, and on the Screener page) reports it as a % of price so it's comparable across stocks at different price levels. Computed from the same stored daily OHLCV history as the price chart above — no new data source.

Delivery volume

Latest (2026-08-28) 46.6%
Trailing 20-day average 54.2%
Date Traded Qty Delivery Qty Delivery %
2026-08-28 488002 227305 46.58%
2026-08-27 384049 248261 64.64%
2026-08-26 303214 174380 57.51%
2026-08-25 344584 216023 62.69%
2026-08-24 540642 329992 61.04%
2026-08-21 327983 174395 53.17%
2026-08-20 57712 25755 44.63%
2026-08-19 53715 26319 49.00%
2026-08-18 89923 48043 53.43%
2026-08-17 51681 22402 43.35%
2026-08-14 306423 168185 54.89%
2026-08-13 108359 58932 54.39%
2026-08-12 310316 169366 54.58%
2026-08-11 219135 128801 58.78%
2026-08-10 275857 182212 66.05%
2026-08-07 224874 129632 57.65%
2026-08-06 233078 124093 53.24%
2026-08-05 381615 198954 52.13%
2026-08-04 137441 66278 48.22%
2026-08-03 290154 140141 48.30%

Delivery quantity/percentage from the NSE bhavcopy (DELIV_QTY/DELIV_PER) — the share of that day's traded volume that actually settled into a demat account, rather than being squared off intraday. A higher delivery percentage is commonly read as genuine accumulation/distribution rather than speculative same-day trading; this describes recent trading PATTERN, not the company itself, and is not a recommendation to buy or sell. A blank cell is a day NSE itself published no figure for, never a zero. Run python manage.py refresh_delivery_volumes --tickers CREDITACC.NS to fetch more history.

Insider trading activity

Disclosed Person Category Type Mode Quantity Value (₹) Resulting stake
25 Feb 2022 HARIDARSHINI A Employees/Designated Employees Sell Market Sale 1770 1297100 0.02% XBRL
17 Feb 2022 PIYUSH SARAOGI Employees/Designated Employees Sell Market Sale 3000 2162310 0.00% XBRL
15 Feb 2022 HARIDARSHINI A Employees/Designated Employees Sell Market Sale 2036 1541885 0.03% XBRL
11 Feb 2022 UDAYA KUMAR HEBBAR Employees/Designated Employees Sell Market Sale 35660 27130991 0.14% XBRL
11 Feb 2022 Shrivatsa H N Employees/Designated Employees Sell Market Sale 15765 11881400 0.04% XBRL
11 Feb 2022 LOKESH M K Employees/Designated Employees Sell Market Sale 5000 3647000 0.00% XBRL
11 Feb 2022 HARIDARSHINI A Employees/Designated Employees Sell Market Sale 500 379500 0.03% XBRL
09 Feb 2022 HARIDARSHINI A Employees/Designated Employees Sell Market Sale 3538 2582245 0.03% XBRL
30 Dec 2021 UDAYA KUMAR HEBBAR - Sell Market Sale 5199 3197385 0.17% XBRL
21 Dec 2021 UDAYA KUMAR HEBBAR - Sell Market Sale 29180 19499243 0.17% XBRL
24 Sep 2021 MANJUNATHA - Sell Market Sale 2000 1400000 0.00% XBRL
02 Sep 2021 Reshma Mehaboob - Sell Market Sale 2000 1310000 0.00% XBRL
25 Aug 2021 Reshma Mehaboob - Sell Market Sale 3000 1910000 0.00% XBRL
04 Jun 2021 Shrivatsa H N Employees/Designated Employees Sell Market Sale 5824 4076800 0.05% XBRL
06 Apr 2021 ARUN KUMAR B - Sell Market Sale 2500 1862500 0.02% XBRL
25 Mar 2021 HARIDARSHINI A - Sell Market Sale 8500 5916000 0.01% XBRL
05 Mar 2021 Shrivatsa H N Employees/Designated Employees Sell Market Sale 1338 972726 0.05% XBRL
05 Mar 2021 Shrivatsa H N Employees/Designated Employees Sell Market Sale 10000 7250600 0.05% XBRL
05 Mar 2021 Shrivatsa H N Employees/Designated Employees Sell Market Sale 2000 1450000 0.06% XBRL
04 Mar 2021 Gururaj Kumar K S Rao Employees/Designated Employees Sell Market Sale 9000 6492960 0.02% XBRL

SEBI PIT (Prohibition of Insider Trading) Regulation 7 disclosures — designated persons (promoters, directors, KMPs, and their immediate relatives) reporting their own dealing in the company's securities, as NSE publishes them. Distinct from the SAST (Regulation 29 substantial-acquisition) filings on the market-wide SAST activity page. Public record only — this is descriptive disclosure data, not a signal, and is not a recommendation to buy or sell. Run python manage.py refresh_insider_trades --tickers CREDITACC.NS to fetch more.

Ratios as of FY2025-26 (Annual) · Price ₹1496.10 INR (live) · fetched 2026-08-23 21:44 price stale

Extract this company (financials + ratios + citations): CSV · XLSX

Full statements: Profit & Loss · Balance Sheet · Cash Flow · Compare with 88 peers in Financial Services · Trace Score

Ratios

P/E
30.82
P/E = Price / EPS
Source trace
P/E = Price / (ProfitLossForPeriod / PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital) → ₹1,496.10 / (₹7,776,400,000 / 160,200,000 shares) = ₹1,496.10 / ₹48.54 EPS
FY2025-26 · Annual filing
ROE
9.92%
ROE = Net Income / Shareholder Equity
Source trace
ROE = ProfitLossForPeriod / EquityAttributableToOwnersOfParent → ₹7,776,400,000 / ₹78,422,500,000 = 9.92%
FY2025-26 · Annual filing
Debt/Equity
3.01
Debt/Equity = Total Debt / Shareholder Equity
Source trace
Debt/Equity = Borrowings + DebtSecurities / EquityAttributableToOwnersOfParent → ₹236,411,300,000 / ₹78,422,500,000 = 3.01
FY2025-26 · Annual filing
Current Ratio
N/A
Current Ratio = Current Assets / Current Liabilities
Not available
Missing current assets or current liabilities (common for banks, which report an unclassified balance sheet).
ROCE
9.31%
ROCE = EBIT / (Shareholder Equity + Total Debt)

This company's balance sheet has no current/non-current split (an NBFC-style filing) — for a lending business, Finance Costs is close to a core operating cost, so read ROCE here with that in mind.

Source trace
ROCE = ProfitBeforeExceptionalItemsAndTax + FinanceCosts / (EquityAttributableToOwnersOfParent + Borrowings + DebtSecurities) → ₹29,322,800,000 / (₹78,422,500,000 + ₹236,411,300,000) = 9.31%
FY2025-26 · Annual filing
Dividend Yield
0.00%
Dividend Yield = (Dividends Paid / Diluted Shares Outstanding) / Price

This is cash paid during the fiscal year, not a per-share rate declared for it (no such element exists in the filing data) — timing can straddle interim/final dividends across years, and pre-FY2020-21 figures may include the since-abolished Dividend Distribution Tax, reading higher than later years for that reason alone.

Source trace
Dividend Yield = (|DividendsPaidClassifiedAsFinancingActivities| / PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital) / Price → (₹0 / 160,200,000 shares) / ₹1,496.10 = ₹0.00 / ₹1,496.10
FY2025-26 · Annual filing

Growth & earnings trend

Revenue & Profit CAGR

Revenue (3y, 3.0y actual) 19.6%
Net Profit (3y) N/A
Revenue (5y, 3.0y actual) 19.6%
Net Profit (5y) N/A
Revenue (10y, 3.0y actual) 19.6%
Net Profit (10y) N/A

Operating Margin Trend

Eroding

FY2022-23 65.4%
FY2023-24 71.1%
FY2024-25 46.2%
FY2025-26 48.4%

ROCE Trajectory

FY2022-23 45.4%
FY2023-24 55.9%
FY2024-25 38.2%
FY2025-26 37.4%

Earnings Quality

Net profit or operating cash flow was zero or negative in the base or latest year — a growth-rate comparison isn't defined across a sign change.

Sector-Relative Percentile (Financial Services)

ROE 20th
ROCE 34th
Debt/Equity 27th
P/E 33th

Quarterly trend

Revenue Net Profit Net Profit (loss quarter)
Metric (to shareholders basis) Q4 FY2023-24 Q1 FY2024-25 Q2 FY2024-25 Q3 FY2024-25 Q4 FY2024-25 Q1 FY2025-26 Q2 FY2025-26 Q3 FY2025-26 Q4 FY2025-26 Q1 FY2026-27 Source
Revenue ₹1,457.49 Cr. ₹1,512.03 Cr. ₹1,453.29 Cr. ₹1,380.38 Cr. ₹1,406.63 Cr. ₹1,462.89 Cr. ₹1,508.35 Cr. ₹1,490.41 Cr. ₹1,597.27 Cr. ₹1,783.49 Cr. RevenueFromOperations
Net Profit ₹397.08 Cr. ₹397.66 Cr. ₹186.06 Cr. ₹-99.52 Cr. ₹47.21 Cr. ₹60.19 Cr. ₹125.81 Cr. ₹252.09 Cr. ₹339.55 Cr. ₹493.39 Cr. ProfitLossForPeriod

Primary figures are Revenue from Operations and Net Profit attributable to shareholders — the basis the ratios use. Where they differ, the companion Gross revenue (incl. inter-segment) and incl. minority net profit (the totals a news headline usually quotes) are shown beneath, each traceable to its own XBRL element. Quarters shown are however many are actually stored (up to 10) — run python manage.py refresh_quarterly_trend --tickers CREDITACC.NS to fetch more.

Source document — income statement (FY2025-26, raw filing line items)

View original filing on NSE ↗ NSE's own filing document, opened in a new tab — StockProof links to it, never stores a copy.

ProfitLossForPeriod7776400000.0
PaidUpValueOfEquityShareCapital ÷ FaceValueOfEquityShareCapital160200000.0
Source document — balance sheet (FY2025-26, raw filing line items)

View original filing on NSE ↗ NSE's own filing document, opened in a new tab — StockProof links to it, never stores a copy.

Borrowings + DebtSecurities236411300000.0
EquityAttributableToOwnersOfParent78422500000.0

My notes